Third rate cut delivered this year as RBA trims cash rate to 3.60%

Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease? After last month’s unexpected hold, the RBA this month went with market expectations and delivered […]

Skipping pre-approval sees 1-in-10 first home buyers miss out

🏠 Why First-Home Buyers Shouldn’t Skip Loan Pre-Approval Buying your first home can be an emotional rollercoaster—and missing out on a dream property is all too common. But did you know that more than 1 in 10 first-home buyers lose out simply because they didn’t have home loan pre-approval? Let’s explore how pre-approval can give […]

How your home can help your kids get a great education

🎓 How Your Home Could Help Fund Your Child’s Education Location, location, location—or should we say: education, education, education. New research shows homes in the catchment areas of sought-after public schools can command six-figure price premiums. Here’s why your home could be more than just a roof over your head—it could be a strategic investment […]

Newly built homes notch up strongest sales in 3 years

🏡 Should You Buy a Brand New Home in 2025? Sales of newly built homes are surging—up 18.8% last quarter alone. But is buying new right for you? Let’s break down the pros and cons of purchasing a brand new home, plus the financial incentives that could make it more affordable than you think. 🔗 […]

Has your borrowing power increased in 2025?

💰 Has Your Borrowing Power Increased in 2025? Here’s Why It Might Have If you haven’t checked your borrowing power lately, now’s the time. A lot has changed in 2025—from interest rates to tax cuts—and your borrowing capacity could be higher than you think. Whether you’re a first-home buyer or planning your next investment, understanding […]

Two-thirds of borrowers could save by refinancing: report

Why Waiting for an RBA Rate Cut Might Cost You: Refinance for Savings Instead Many Aussie homeowners spent July hoping the Reserve Bank of Australia (RBA) would deliver a rate cut. But once again, the RBA held firm — citing economic uncertainty. If you’re feeling stuck with a high-rate mortgage, there’s good news: refinancing could […]

Small deposit? 50,000 Home Guarantee Scheme spots just opened up

🏠 Struggling to Save a 20% Deposit? Here’s How the 5% Home Guarantee Scheme Can Help Saving a 20% deposit for a home in Sydney can feel like chasing a unicorn. The rising cost of living, stagnant wages, and soaring property prices make reaching that milestone more difficult than ever — and you’re definitely not […]

How to make an offer on a home

How to Make an Offer on a Property Finding the Right Property for Your Budget Buying a home is an exciting milestone, but what comes next? In this guide, we’ll walk you through the steps to make an offer and seal the deal. Most people buy a home only a handful of times in their […]

Welcome back! Home lending jumps as first home buyers return

Here’s some warming news for winter – first home buyers are making a welcome return to the property market. Several factors suggest the stars may have aligned to make now a good time to take that first step on the property ladder. Growing numbers of first home buyers are entering the housing market, with NAB reporting lending […]

Australian home price average tops $1 million

Property values nationally have passed a major milestone with the average home price pushing through the $1 million mark for the first time ever. Have you been putting off buying? If so, here’s how to get the ball rolling. Despite a cost-of-living crunch and several years of high interest rates, the Australian property market continues […]