Is it a good time to buy an investment property?
Is Now the Right Time to Buy an Investment Property? Why current market conditions might favour savvy investors You’ve bought your own home—congrats! And now you’re thinking of expanding your portfolio. With interest rates on the rise, it’s normal to second-guess your next move. But here’s the twist: for well-positioned buyers, this could actually be […]
Nurses and midwives now eligible for LMI waiver
Nurses & Healthcare Professionals Can Now Skip LMI—Here’s How to Save Thousands A Game-Changer for Healthcare Workers A new Lenders Mortgage Insurance (LMI) waiver policy is giving nurses, midwives, and healthcare professionals a major financial advantage when purchasing a home. 💡 Eligible workers earning over $90,000 per year can now buy a home with just […]
Breaking out of mortgage prison
Stuck in Mortgage Prison? Here’s What You Need to Know About Changing Serviceability Rules Can’t refinance due to rising interest rates? You’re not alone. Thousands of Australian households are feeling the pinch—keen to refinance, but held back by lender serviceability criteria. If that’s you, don’t give up yet. With some major banks lowering their serviceability […]
How to escape renting and buy
How to Break Free from Renting & Secure Your Own Home The Rental Crisis: Why Homeownership Has Never Been More Appealing Rental shortages and rising rent prices have left many Australians feeling uncertain about their housing future. With affordability concerns growing, homeownership is becoming an increasingly attractive option. The Australian Government is stepping in to […]
Is now a good time to buy?
Recent back-to-back interest rate hikes have led to a cooling of the property market, and with more rate rises predicted, you may feel like pumping the brakes on purchasing. But could the current climate offer opportunities? With the predictions of coming rate rises and falling house prices, it’s not surprising many potential buyers are holding […]
What happens when your fixed rate expires?
Coming Off a Fixed-Rate Home Loan? Here’s How to Prepare Navigating the End of Your Fixed Loan Period They say all good things come to an end—including historically low fixed-rate home loans. For many Australians, the fixed-rate period will soon expire, meaning it’s time to prepare for potential higher repayments. 📌 According to Australian Bureau […]
Could an eco reno boost your property’s value?
Refinancing to Unlock Home Equity – And Fund Your Eco-Friendly Renovation With rising interest rates and declining property prices, now might be the perfect time to refinance, unlock home equity, and give your property an energy-efficient upgrade—all in one move. Why Energy-Efficient Homes Are More Valuable Eco-friendly homes sell faster and at premium prices compared […]
Why you might want to refinance sooner
Why You Might Want to Refinance Sooner Rather Than Later Is Now the Right Time to Refinance Your Home Loan? If you’ve been thinking about refinancing, you’re not alone. With interest rates fluctuating and lenders adjusting their offers, acting sooner could save you thousands. Here’s why timing matters—and what you should consider before making the […]
Renovate or invest? The big question
How to Use the Equity in Your Home: Renovate, Invest or Supercharge Your Finances Property price surge? Here’s how to make the most of it In 2021, Australian property prices soared an eye-watering 23.7%—a remarkable boost that left many homeowners with more equity than ever before. But what does that actually mean for you? Well, […]
The tax on luxury cars just got a little cheaper
Got your eye on a luxury car that’ll make your mates jealous? Or perhaps something that’s a little more fuel-efficient and environmentally friendly? Today we’ll run you through a new tax change that could help you buy something a little more la-de-da. Have you heard about the luxury car tax (LCT) threshold? Basically, if […]