Want a first home buyer scheme spot?
We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to snare a place in the scheme – and buy your first home sooner – here’s how to get ahead of the pack. Have you heard about the federal government’s Home Guarantee Scheme? (previously called the […]
Is the property market starting to rebound?
Is the Property Market Stabilising in 2025? Here’s What Buyers Should Know After a Wild Ride, Is Calm Finally Returning to the Market? Navigating the Australian property market over the past few years has felt like trying to find your footing on shifting sands. But as we move through 2025, signs are emerging that the […]
Property valuation: what you need to know
When buying property, it’s good to know the market value. After all, you want to know you’re paying a fair amount. But the property’s value is an important consideration for your lender too. And their valuation may be quite different. Just how much is a property worth? Well, it depends on who’s asking. When buying […]
Bridging Loan or Deposit Bond?
Bridging Loan vs Deposit Bond – Which One’s Right When Buying Before You Sell? Buying a New Home Before Selling the Old One? You’ve Got Options If you’re planning to purchase a new property before your current one settles, you might find yourself in a financial limbo—especially when it comes to paying the deposit. The […]
Top ways to increase your savings
🥑 Can You Save for a Home Deposit and Still Eat Avo On Toast? Spoiler: yes. But it’s going to take more than skipping brunch to build your savings. Whether you’re aiming for your first home or just want to stop watching your money vanish like socks in the dryer, here are some smart, doable […]
How to buy without a 20% deposit
Understanding Lenders Mortgage Insurance (LMI): A Pathway to Homeownership The Challenge of Saving a 20% Deposit Sydney’s property market is undeniably competitive, with prices often feeling out of reach. A modest apartment can cost upwards of $500,000, meaning a traditional 20% deposit requires saving $100,000—a daunting task for many aspiring homeowners. However, Lenders Mortgage Insurance […]
Applying for a loan? what do I reduce?
How Your Credit Card Limit Could Be Holding Back Your Home Loan in 2025 Think an Unused Credit Card Won’t Affect Your Mortgage? Think Again It might seem like a smart move: pay off your credit cards before applying for a home loan, but keep them open for emergencies or to furnish your new place. […]
Expert advice can lead to serious savings
💡 How Expert Mortgage Advice Saved One Aussie Over $12K When it comes to refinancing or buying property, the right advice isn’t just helpful—it can be downright profitable. At CBM Mortgages, we’ve seen firsthand how expert guidance can turn a stressful situation into serious savings. 🏡 A Family Deal with Hidden Hurdles Philip* had the […]
Q&A: Pest Inspections
Can You Buy a Home with HECS/HELP Debt in 2025? Yes—Here’s How Still Paying Off Your Degree? Don’t Let That Stop You from Owning Property You might remember those Uni days—sitting in the back row of the lecture theatre, chatting with mates, and not giving much thought to the growing HECS/HELP debt tallying up behind […]
SMSF Loans
🏠 SMSF Loans: How Smart Advice Saved Sabrina’s Property Deal Managing your own super fund can be empowering—but when it comes to property finance, it pays to have the right expert in your corner. Just ask Sabrina*, who nearly lost a property deal due to a common SMSF lending mistake. 🚫 The Bank Blunder That […]