WELCOME TO CBM mortgages

Looking to buy your first home?

At CBM Mortgages, we help First Home Buyers like you every step of the way — from pre-approval to settlement. Whether you’re unsure of the First Home Owner benefits available to you or would like to find out your borrowing capacity for that dream home, we can help you from start to finish. Reach out to speak to one of experts today and start turning those dreams into reality.

Have Any Questions?

Feel free to reach out to us on the below number if you have questions

+61 (0) 2 8068 0534

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If you would just like more information on the first home buyer process please click on the below to contact us

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WHO WE ARE

Your Reliable Mortgage Broker, Making Homeownership A Reality

At CBM Mortgages, we are passionate about helping First Home Buyers achieve the dream of owning their first home. We know that buying your first home can feel overwhelming, but it doesn’t have to be. From navigating the First Home Owner Scheme to securing the best home loan at competitive rates, we offer personalised support every step of the way.

Our mission is simple: make the home buying process easy, stress-free, and affordable so you can focus on what really matters — moving into your first home.

Our Services

Our Finance Brokers Help With

Initial Home Loan Consultation

Our home loan consultation gives you a clear understanding of the mortgage process. We talk you through benefits you are entitled to and review your borrowing capacity and discuss the deposit you will need to buy your dream home

Pre Approval Assistance

Pre-approval is a critical step when you’re ready to buy. We guide you through the process from start to finish. We hold your hand with the pre-approval process and that approval will give you the confidence to go and offer on your first home

Competitive Rates

At CBM Mortgages, we work with multiple lenders to find the most competitive offer based on your individual circumstances. As we hold our own Australian credit Licence we have access to many lenders that most brokers don’t, so our job is to get you the best option out there

Flexible Repayment Plans

We know every buyer’s situation is different. That’s why we work with a variety of lenders that offer repayments that are weekly, fortnightly or monthly

First Home Buyer

Buying your first home? You may be eligible for grants, incentives, and waivers of certain fees. We let you know the benefits you can maximise based on your circumstances. As experts in the First Home Buyer market we can walk you through all the different benefits available to you

Credit Score Improvement Tips

Worried your credit score isn’t good enough? We have relationships with credit fix companies that can assist in the process of pushing up that credit score

Document Preparation

Mortgage applications can be overwhelming — but not with us. We guide you through the whole process and take the stress out of the situation by managing the process from start to finish. We operate almost entirely digital to make the collection of documents as easy as possible, but if we need to go old school we also can.

Ongoing Support

Our service doesn’t end when your loan is approved. We provide ongoing support and provide annual reviews on your mortgage to make sure you’re on the best offering for your insividual situation

Our Benefits

Who Is Eligible for First Home Buyer Benefits in New South Wales?

At CBM Mortgages, we know that buying your first home is one of the biggest decisions you’ll ever make. That’s why we’ve designed a step-by-step First Home Buyer process to help make owning a home in Australia simple, stress-free, and achievable.

There are a variety of First Home Buyer Benefits available, from stamp duty waivers to mortgage insurance waivers and grants. These benefits all depend on the purchase price of the property and some benefits depend on your income. We guide you through all the benefits and how to maximise them for your own situation.

First-Time Home Buyers

Whether you’ve been renting, living with family, or even overseas, if this is your first purchase, we’ll guide you through every step.

Permanent Residents and Australian Citizens

Both Australian citizens and permanent residents may be eligible for First Home Buyer schemes and grants and we can guide you through all those benefits.

Singles and Couples

Whether you’re buying on your own or a couple, we’re here to help. From loan pre-approval to final settlement, we’ll support you through the entire process.

Buyers with a Steady Income

Whether you're employed full-time, part-time, or self-employed, we’ll assess your financial situation and match you with the right lenders.

Applicants with Good or Improving Credit

Having a good credit history makes loan approval easier — but if your credit needs work, we can help by introducing you to partner companies that specialise in improving credit scores.

Experts in the First Home Owner Benefits Process

If you qualify for the First Home Owner Grant or other benefits, we’ll handle the application process for you and make it as simple as possible to maximise those benefits.

Homeownership Dream

Get Started on Your Homeownership Dream

At CBM Mortgages, our First Home Buyer Program is designed to help first-time buyers navigate the exciting — and sometimes overwhelming — process of purchasing their first property in New South Wales.

Expert Guidance Every Step of the Way

Buying your first home is a huge milestone, but it doesn’t have to be stressful.
Our team of First Home Buyer experts will guide you through each stage of the process, making sure you understand your options and feel confident in every step of the process.

Tailored Financial Solutions

We know that one size doesn’t fit all. That’s why we offer Personalised advice on managing your mortgage long-term. Our goal is to find the right loan for your situation — and help you succeed as a homeowner.

Streamlined Application Process

With a combination of advanced technology and a team of experienced mortgage brokers, we make the application process smooth and efficient — so you can focus on finding the right home. 

From pre-approval to settlement, we’re with you every step of the way.

Access to Government Grants and Schemes

As a First Home Buyer, you may qualify for government grants, incentives, and a variety of First Home Owner Benefits.

We’ll help you identify which benefits you’re eligible for and handle the paperwork to make sure you get every dollar you deserve.

FREQUENTLY ASKED QUESTIONS

OUR MOST FREQUENTLY ASKED QUESTIONS

What Are the Basic Requirements to Apply for a Pre-approval with CBM Mortgages?

We will have an initial discussion on what you are trying to achieve and we can review your individual situation. From there we can look at your borroing capacity and advise on the minimum deposit you will need to obtain home ownership

Is Your Mortgage Advisor in Sydney Licensed?

Yes, at CBM Mortgages, our Mortgage Advisor Sydney team is fully licensed and compliant with all regulatory standards. Our advisors hold an Australian Credit License No. 518067, guaranteeing professional and trustworthy service. As we hold our own ACL it gives us access to many more lender options that most brokers don’t have access to

Do CBM Mortgage charge a fee for their Services?

We do not charge a fee for our services as many other brokers do. We get paid a commission by the bank if and when your loan application proceeds. This means that there is no cost to you from us and the only fees you may incur are from the lender when you proceed with an application all the way to settling on your new home.

Are There Any any other costs we should be aware of?

you should be aware there are some fees to be aware of. As part of the process of buying you will need to engage a conveyancer or lawyer to facilitate the settlement of your home.

What Are the Benefits of Using Our Mortgage Loan Brokers in Sydney?

When you work with CBM Mortgages, our Mortgage Loan Brokers in Sydney provide exceptional value and expertise. Here are the key benefits:
Customised Solutions: Tailored mortgage options designed to fit your unique financial situation and goals.
Time-Saving: We handle the entire loan application process, saving you time and effort.
Convenient Meetings: Flexible appointments at your preferred time and location for a stress-free experience.
Streamlined Process: Efficient, hassle-free tools and software to simplify your property purchase journey.

Lets Get In Touch

Reach out and let us help you with the process of home ownership with a cost and obligation free consultation