You need to provide proof of stable income, a good credit score, a deposit of at least 5-20% of the property’s value, and detailed financial documents such as bank statements, payslips or tax returns. CBM Mortgages will also assess your borrowing capacity and employment history as part of the application process.

Yes, at CBM Mortgages, our advisors are fully licensed. They hold an Australian Credit License No. 518067, ensuring that we meet all regulatory requirements and standards.

It is a short-term loan used to ‘bridge’ the gap between the purchase of a new property and the sale of an existing one. Bridging lenders often provide temporary financing until you sell your existing home. They are typically required by homeowners who want to buy a new property before selling their own home.

At CBM Mortgages, we do not charge clients directly for our services. Our mortgage agents in Sydney earn a commission from the lender upon loan settlement. Importantly, our commitment is to find the best solution for your situation, irrespective of the commission paid by the bank or the incentives offered. We do not accept referral fees, ensuring our focus remains solely on your best interests.

They offer several key benefits such as:

• Extensive Market Knowledge: In-depth understanding of purchasing property in Sydney.
• Customized Solutions: Tailored mortgage options to suit your financial situation.
• Time-Saving: We handle the entire application process.
• Convenient Meetings: Flexible appointments at your preferred time and place.
• Streamlined Process: Efficient and hassle-free software to assist with your purchase.