Why buyers are defying rate hikes and rising fuel prices

Rate hikes and soaring fuel prices aren’t dampening home buyer enthusiasm, with a strong majority of Aussies still believing the time to buy is now. We look at why home-buying sentiment remains so high. Petrol prices have been stealing the headlines lately. But behind the scenes, Aussie homes have been notching up fresh gains. Over […]

One-in-five investors snatch up interstate properties

Is the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs. But as home prices rise, plenty of investors are looking beyond their own backyard and making interstate purchases. Australian homes have delivered plenty of pluses for investors in recent […]

How Much Does a Mortgage Broker Cost? Fees Explained 2026

How much does a mortgage broker cost? It’s one of the first questions people ask when they start looking at home loans — and the answer is far simpler than most expect. In almost every standard home‑loan scenario in Australia, a mortgage broker costs you nothing. No upfront fee. No hidden charge. No “broker loading” […]

5% Deposit Scheme helps more than 300,000 Aussies buy a first home

Buying a first home doesn’t have to mean years of eating beans on toast while you scrape together a 20% deposit. Here’s how you could break into the property market with just a 5% deposit.  The Australian government’s 5% Deposit Scheme has been around since 2020, and in that time it’s been a game-changer for more […]

Good news for buyers – surge in homes hitting the market

If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choice. Sure, price is the obvious big barrier […]

Double trouble! RBA lifts cash rate by another 25 basis points to 4.10%

More bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments? Hardly seems fair to hike the cash rate by another 0.25% with petrol […]

First Home Buyer Grants and Government Schemes in NSW Explained

Purchasing your first home is an exciting milestone, but it can also feel overwhelming. With soaring property prices and complex lending processes, many 1st time buyers in New South Wales (NSW) wonder how they can make their dream of homeownership a reality. Fortunately, at CBM Mortgages we help first home buyers navigate the process and make informed […]

Complete First Home Buyer Guide in Australia (2026 Edition)

Buying your first home is an exciting milestone, but for many Australians, it can also be overwhelming. Understanding the process, financing options, and government incentives is crucial for making informed decisions. This 2026 guide for first home buyers in Australia will walk you through everything you need to know, from preparing your finances to securing […]

Refinancing with Bad Credit: What Are Your Options?

Refinancing with bad credit can be a smart financial move, but if you have a low credit score, it might feel impossible. A low credit score can limit your options and make lenders cautious. However, refinancing with bad credit is not out of reach. Understanding your options, knowing the types of loans available, and preparing your finances can help […]

How to Know When It’s Time to Refinance Your Mortgage

Refinance your mortgage can be one of the most impactful financial decisions you make as a homeowner. Whether your goal is to lower your monthly payments, shorten your loan term, or tap into your home equity, a refinancing your mortgage strategy can help you achieve these goals. At CBM Mortgages can offer significant benefits. However, knowing when the right […]