How to nail a home loan if you’re self-employed

Home Loans for Self-Employed Australians: How to Get Approved For many Australians, the dream of ditching the 9-to-5 to run their own business is an exciting reality. However, when it comes to securing a home loan, being your own boss can present unexpected challenges. Lenders often view self-employed borrowers as a higher risk, primarily because […]

What’s going on with negative gearing?

Negative gearing is in the headlines again. But what is it all about, and could it affect you? We explain how negative gearing works, why it’s so popular among investors, and why it’s attracting fresh attention. Australians love property. So much so that more than one-in-ten adults (2,268,161 Australians) own an investment property. So why […]

How long it takes to save a deposit

Planning to buy your first home? It takes (on average) about five to six years to save a deposit at present. But who’s got the patience to save for six years? Today we’ll look at four ways you could fast-track home ownership. They say patience is a virtue. But the narrator/protagonist of the poem that coined […]

Could rate cuts mean house prices heat up?

Thinking of holding off buying until interest rates fall? Wait until you see what could happen to home prices. Here’s why it could make sense to buy sooner rather than later if you’re home loan-ready. September saw the nation’s official cash rate kept on hold once again. But there is growing consensus that the RBA […]

9 out of 10 first-home buyers use a broker

9 Out of 10 First Home Buyers Use a Broker – Here’s Why Why Are First Home Buyers Turning to Mortgage Brokers? Buying your first home is exciting—but it can also feel overwhelming. With rising property prices and complex lending rules, navigating the mortgage market alone is tough. That’s why 9 out of 10 first […]

TikTok vs talking to your broker? It’s no contest

TikTok vs Talking to Your Broker: Why Expert Advice Wins Every Time Can Social Media Replace Professional Mortgage Advice? Scrolling through TikTok for home loan tips might seem quick and easy—but is it reliable? When it comes to one of the biggest financial decisions of your life, expert advice from a mortgage broker beats viral […]

Fixed rates tumble: a sign of things to come?

When will interest rates fall? It’s the question everyone is asking right now, and while speculation swirls about future rate cuts, the latest moves in fixed rates suggest we may not have to wait too much longer for variable interest rates to head south. While about 4-in-5 Australian households are currently on a variable-rate mortgage, fixed-rate […]

The loan feature borrowers are hooked on

When it comes to home loan features we’re spoiled for choice. Even basic loans can come with a fisherman’s basket full of options. But one feature in particular is being targeted by seven out of 10 home buyers. Faced with high interest rates and a cost of living crunch, home owners in droves are using […]

How much has your home’s value risen by?

We’ve all heard the rule of thumb about property being a long-term investment. Well, get this: many home owners have seen the value of their property quintuple within the timeframe of a typical 30-year mortgage. Ask any long-term home owner what they originally paid for their property, and chances are they’ll respond with an eye-wateringly […]

Does your job come with home loan perks?

Your job can provide more than an income. When it comes to being approved for a home loan, certain roles can enjoy favourable treatment from lenders. So today we’ll look at some of the occupations that can offer up home loan perks. One of the first things a lender will look at when you apply […]