Could you dive into the property market sooner?
Buying a home for the first time can be challenging, especially with house prices soaring in recent years. So could switching from house hunting to unit searching be the way forward for you? There’s no denying that getting into the property market in today’s economic climate ain’t easy. The average Australian house price is now $725,000 – […]
Mortgage serviceability: how to play the game
Mortgage Borrowing Capacity: What Lenders Look For and How to Prepare Why Is Borrowing Capacity So Important? Your borrowing capacity determines how much you can borrow for a home loan. It’s one of the first things lenders calculate—and it can make or break your property plans. But what factors influence this number? And how can […]
More Aussies leave the rental crunch to buy
Why Homeownership Is Still the Great Australian Dream in 2025 Despite Rising Costs, Aussies Are Still Keen to Buy Even with the cost of living climbing and interest rates rising over the past two years, Australians haven’t given up on homeownership. In fact, the dream is alive and well. According to the Commonwealth Bank Household […]
Property listings and prices are bouncing back
Sydney Property Prices Are Rising in 2025 – What It Means for Home Buyers Listings Are Up – Is Now the Time to Buy in Sydney? After a long stretch of tight supply, Sydney’s property market is heating up again. Home prices are rising, and listings are following suit. So, if you’re house hunting in […]
What is the fixed-rate cliff?
Are You Headed for the Fixed-Rate Cliff? Here’s How to Prepare for a Soft Landing What Is the Fixed-Rate Cliff? You may have heard the term “fixed-rate cliff” circulating in finance news, but what does it actually mean? A staggering 880,000 fixed-rate loans are set to end this year, leaving many Australian households facing significantly […]
Money habits that may raise lenders’ eyebrows
We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders? Smart money management and cutting back on expenses can help your home loan application. That’s no secret. But a bit of […]
Time to jump in? 1st home buyer deposit scheme
First-Home Buyers Reaching Deposit Goals Faster—Here’s Why That Matters in 2025 A silver lining in today’s property market Amid rising interest rates and inflation headlines, there’s some positive news for aspiring homeowners: first-home buyers are reaching their 20% deposit goals faster than they were just a couple of years ago. That’s according to the 2023 […]
The tale of national property prices: explained
Australia’s Property Market: Key Trends Buyers & Sellers Need to Know Property Prices Take an Unexpected Turn Australia’s property market is shifting, surprising many who expected prices to cool down. Instead, low housing supply, strong demand, and migration trends are keeping prices stable—or even rising in key areas, especially in Sydney and Melbourne. What does […]
Planning a reno next year?
Having a spruced-up home feels great. And it can also boost your home’s value. But, as exciting as the prospect of rolling up your sleeves and getting on with a reno can be, there are certainly pitfalls to avoid. New year, new resolution, new you, new reno? Renovating is an exciting time. It might be […]
Rentvesting – what is the new buzzword
Rentvesting’ is the term coined for when you purchase a property for investment purposes in an affordable location and continue to live and rent in the area of your choice. An example of how the market is evolving, it is a wealth creation strategy that is popular among the younger generation due to the flexibility […]