🏡 First Home Buyers: Why 91% Turn to Mortgage Brokers Before Making Their Move
Buying Your First Home? You’re Not Alone—And That’s a Good Thing
Remember your first time at the gym? You probably didn’t march straight to the squat rack and lift like a pro. Buying your first home is pretty similar—exciting, nerve-racking, and often overwhelming. That’s why 91% of first-home buyers now lean on the expertise of a mortgage broker to guide them through the journey.
It’s understandable—buying a home is one of the biggest financial commitments you’ll ever make. And with more than half of all first-home buyers admitting they need help during the process, expert support has never been more essential.
👉 Looking to take the first step? Check out our First Home Buyer Hub for guidance tailored just for you.
🧭 How Mortgage Brokers Help You Navigate the Home Buying Maze
What Most Buyers Struggle With
According to recent findings by lenders’ mortgage insurance (LMI) provider Helia:
- 45% of first-home buyers find researching home loans overwhelming
- 52% worry about their chances of getting a loan approved
The Role of a Mortgage Broker
This is where we shine. We take time to understand your personal circumstances, then sort through the loan market to find options that match your financial profile.
✅ Our Support Includes:
- Shortlisting home loans that fit your goals
- Explaining what lenders look for (so you can put your best foot forward)
- Helping you understand your borrowing capacity
- Guiding you step-by-step through loan pre-approval and beyond
And we’re not just here for a one-time chat. We’ll stay in touch throughout your journey to provide support, tips, and a healthy dose of encouragement.
🌱 We’re More Than Just Home Loan Experts
A mortgage broker does more than unlock the right loan—we help unlock possibilities.
According to Helia’s Study, Mortgage Brokers Can:
- Clarify your financial position and borrowing power
- Save you valuable time and reduce decision fatigue
- Provide expert insight across the entire buying process
You may even discover options you hadn’t considered, such as:
🛠️ Smart Strategies You Might Not Know About
- Rentvesting: Buy where you can afford, live where you love
- Guarantor Loans: Get a leg up with support from family
- First Home Guarantee Scheme: Buy your first home with just a 5% deposit
These alternative strategies can be real game-changers—opening up new suburbs and faster paths to ownership.
👉 Curious about how these apply to your situation? Learn more in our guide to creative paths to home ownership.
🤝 Ready to Chat? We’re Just a Click Away
If you’re feeling unsure where to start—we’ve got you.
Whether you want help comparing loans, exploring deposit schemes, or getting pre-approval ready, we’re here to make your first step feel a whole lot easier.
📞 Contact our team today and let’s chat about your home ownership goals.
Read our blog on First Home Buyers here
Read our guide on the different First Home Buyer schemes here
Disclaimer: The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute tax or financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent.
Written by Craig McDonald 02.07.2025
