Prime Minister Anthony Albanese has secured another term—and for home buyers across Australia, that means fresh opportunities and a few curveballs. Whether you’re a first-time buyer, seasoned investor, or thinking about refinancing, here’s what’s on the board.
What Does Albo’s Re-Election Mean for the Property Market?
Stability and Continuity in Housing Policy
• Help to Buy Scheme – Government contributes up to 40% of the purchase price for eligible buyers.
Learn more →
• National Housing Accord – Plan to build 1 million new homes over five years to ease supply constraints.
Interest Rates: Still a Wild Card
While government policy supports affordability, interest rates remain under the RBA’s control. With inflation still a concern, rate hikes may continue to impact borrowing power.
👉 Refinancing in a rising rate environment
What Should Home Buyers Do Now?
1. Get Pre-Approval Before the Market Moves
With policy stability and potential demand increases, competition could heat up. Getting pre-approved now means you’re ready to act fast.
📌 Start your pre-approval journey
2. Explore Government Schemes
• First Home Guarantee
• Regional First Home Buyer Support
• Family Home Guarantee
📚 Government schemes explained
3. Consider Suburb Growth Trends
With new housing targets, infrastructure spending, and migration forecasts, some suburbs are poised for growth. Wingate, Heffron, and surrounding areas could benefit.
📈 Explore our suburb spotlight series
How CBM Mortgages Can Help
Why Choose Us?
• Local expertise with national reach
• Personalized service with a human touch
• SEO-rich blog content to keep you informed
• Creative branding and mortgage advice that doesn’t put you to sleep
📞 Book a free consultation
Final Thoughts: Stay Ahead of the Curve
Albo’s re-election brings continuity—but the market won’t wait. With interest rates, housing supply, and buyer demand all in flux, now’s the time to act.
🔗 Visit CBM Mortgages First Home Buyers page for more insights
🔗 Visit our mortgage calculators for more information
Disclaimer: The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute tax or financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent.
Rewritten by Craig McDonald 08.10.2025
