Property Investors Are Back – What It Means for the Market in 2024
Property investment is surging once again, with lenders issuing record-high home loans to investors. As we move through 2024, this renewed interest could shape the market, bringing more competition, higher rental yields, and fresh opportunities for those looking to build wealth through property.
Investor Lending Hits Multi-Year High
The latest Australian Bureau of Statistics (ABS) figures reveal that in December 2023, banks issued $26 billion in new home loans, with $9.5 billion (36.2%) going to property investors.
This marks the highest investor market share since mid-2017—a significant jump from December 2020, when investors accounted for just 23.6% of mortgages.
So, what’s driving this surge in investor activity?
Why Are Investors Returning to the Market?
1. Attractive Rental Yields
One of the biggest incentives for investors is rising rental yields. Some suburbs are seeing rental yields as high as 9%, according to PropTrack—a promising return on investment for those entering the rental market.
2. Strong Capital Gains
Real estate continues to be a wealth-building asset. CoreLogic analyzed 86,000 property resales in the third quarter of 2023 and found that 93.5% of properties were sold at a profit—with a median gain of $298,000 per sale.
Even better, ANZ Bank predicts home values will rise another 6% in 2024, further strengthening property as a lucrative investment option.
3. Record-Low Rental Vacancies
With rental vacancy rates dropping to just 1.1% in January 2024, demand for rental properties is skyrocketing. Low vacancy rates mean higher rents, better tenants, and a steady cash flow for investors.
What Does This Mean for the Market?
Investors fuel market growth, with more rental properties helping to ease housing shortages and drive new construction projects.
According to PropTrack, the return of investors is a positive sign for the property market, reinforcing stability and growth despite higher interest rates.
Is Now the Right Time to Invest in Property?
If you’re considering buying an investment property or expanding your portfolio, securing the right loan is key to success.
How CBM Mortgages Can Help
At CBM Mortgages, we specialise in helping property investors make smart financing decisions.
📞 Need expert guidance? Contact us today, and we’ll help you:
✔ Assess your borrowing capacity
✔ Leverage your home equity for investment
✔ Secure a competitive investment loan
🚀 Start your property investment journey now and if you would like an obligation free property report on a property you are thinking of buying then please reach out to us.
Disclaimer: The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute tax or financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent.
Written by Craig McDonald 08/06/2025
