Why your broker asks so many questions

Why Mortgage Brokers Ask So Many Questions – And Why It Matters Feeling Interrogated? There’s a Good Reason If you’ve ever applied for a home loan and felt like your mortgage broker was asking a million questions, you’re not alone. But there’s a method to the madness—and it’s all about protecting you, the lender, and […]

Financing a Small Property

Marie Owens, having purchased a 36 square metre apartment seven years ago, was recently ready to upgrade and visited her finance broker. To pay the deposit and related expenses on the new, larger property, she needed to release equity in her current apartment. “She wanted to keep the one-bedroom unit as an investment property for […]

When should I find a mortgage broker?

Why You Need a Mortgage Broker from Day One: A Smarter Approach to Saving for Your Home Saving for a home deposit is one of the biggest financial goals many people set. You might think that the best approach is to save first, then meet with a mortgage broker once you’re ready to apply for […]

Buying a property with friends

Buying Property with Friends: How to Do It Right Co-Ownership Can Help You Enter the Market—But Plan Carefully With property prices continuing to rise across Australia, buying a home with friends is becoming an increasingly popular way to get a foot in the door. Co-ownership can make homeownership more achievable, but it’s not without its […]

Six ways to fund a renovation

6 Renovation Loan Options to Help You Transform Your Home in 2025 Planning a Home Makeover? Let’s Talk Finance First Whether you’re dreaming of a fresh coat of paint or a full-blown kitchen extension, renovating your home can be exciting—but costly. The good news? There are several loan options available to help you fund your […]

How to buy a home when you’re self-employed

Home Loans for Self-Employed Borrowers—What You Need to Know Getting a home loan as a self-employed borrower comes with unique challenges. Unlike salaried workers, you may not have traditional employment documents like payslips or tax returns. However, many lenders offer specialised loans designed specifically for self-employed applicants. You can prove your ability to service a […]

How many types of home loans are there?

Choosing the Right Home Loan: Understanding Your Mortgage Options Finding the Perfect Loan for Your Needs With hundreds of mortgage options available, selecting the right one can feel overwhelming. Loan type and interest rates vary based on your loan amount, deposit size, and financial goals, making it essential to consult with a qualified mortgage broker. […]

How Parents can help you buy your first home?

Can’t Save a Deposit? Here’s How Your Parents Might Help You Buy a Home Be Nice to Your Parents—They Might Just Help You Get a Home Loan Saving for a home deposit in today’s market can feel like climbing Everest in thongs. But if you’re lucky enough to have supportive parents, relatives, or even close […]

When should I contact a mortgage broker?

Are you saving for a home? If you haven’t met with an accredited mortgage broker yet, it may cost you. Here’s why.   When saving a deposit to buy a home, many people have a goal amount in mind that they need to save before they meet with a mortgage adviser who will help them […]

Fixed v’s Variable

Fixed vs. Variable Home Loans: Which Is Right for You? Understanding Fixed and Variable Interest Rates One of the most common home loan decisions buyers face is choosing between fixed and variable rates. Each option impacts your repayments, loan flexibility, and long-term costs—so knowing how they work can help you make an informed choice. Beyond […]