Is a Tree Change or Sea Change on Your Horizon?
Why More Australians Are Moving Away from the City
Dreaming of a quieter life surrounded by nature or the ocean? You’re not alone. Many Australians are trading city living for a tree change or sea change—and for good reason. But before you pack your bags, here’s what you need to know about making the move.
What’s Driving the Trend?
Several factors are pushing people toward regional and coastal areas:
- Affordability: Regional homes often cost less than city properties.
- Lifestyle: More space, fresh air, and a slower pace of life.
- Remote work: Flexible jobs make living outside the city easier than ever.
Tree Change vs Sea Change: Which Is Right for You?
Tree Change
Moving to the countryside offers peace, privacy, and plenty of green space. Ideal for those who love nature and want room to grow.
Sea Change
Coastal living means beach walks, ocean views, and a relaxed vibe. Perfect for water lovers and those seeking a holiday-like lifestyle year-round.
Things to Consider Before Making the Move
- Employment: Will you work remotely or find local opportunities?
- Infrastructure: Check access to schools, healthcare, and transport.
- Property Market: Regional prices are rising—research before you buy.
- Finance: Lenders may have stricter criteria for regional properties.
How to Finance Your Tree or Sea Change
Whether you’re buying your first home or upgrading, planning your finances is key. A mortgage broker can help you:
- Understand your borrowing power
- Compare lenders and loan options
- Secure competitive rates for regional or coastal properties
Ready to Make the Move?
At CBM Mortgages, we’ll guide you through every step—from assessing your borrowing capacity to finding the right loan for your dream location. Click here for our calculators
👉 https://cbmmortgages.com/first-home-buyers/ Explore our First Home Buyers page
👉 Read more on our https://cbmmortgages.com/blog/ mortgage insights blog
Don’t wait—your dream lifestyle is closer than you think!
📞 Call us today or book a free consultation online. Let’s turn your tree or sea change dream into reality.
External Resources
- https://moneysmart.gov.au/home-loans ASIC MoneySmart: Home Loans
- https://www.domain.com.au Domain Property Insights
Disclaimer
This article provides general information only and does not constitute financial advice. Always consult a qualified financial advisor or mortgage broker before making any financial decisions.
Written by Craig McDonald 08.10.2025
