🏠 SMSF Loans: How Smart Advice Saved Sabrina’s Property Deal
Managing your own super fund can be empowering—but when it comes to property finance, it pays to have the right expert in your corner. Just ask Sabrina*, who nearly lost a property deal due to a common SMSF lending mistake.
🚫 The Bank Blunder That Almost Cost Her Big
Sabrina was financially savvy and had set up her own Self-Managed Super Fund (SMSF). She approached her bank to secure a loan for a property purchase through her fund. Confident the finance was sorted, she made an offer.
But there was a catch.
The bank approved the loan in her personal name—not in the name of her SMSF. That’s a major no-no. SMSF property purchases must be made through the fund itself, not the individual.
🧠 Enter the SMSF Loan Specialist
Sabrina’s settlement agent recommended she speak to a mortgage broker who specialised in SMSF lending. That’s when things turned around.
At their first meeting, the MFAA-accredited broker laid out a clear roadmap:
• Multiple lenders who offer SMSF loan products
• Transparent breakdown of fees, pros and cons
• A tailored solution based on her fund’s structure
✅ The Happy Ending
Sabrina’s SMSF loan was approved and is now due to settle. Not only did she save the deal, but she also gained a trusted advisor.
That’s the power of working with someone who truly understands SMSF lending.🔍 Why SMSF Loans Are Different
SMSF loans come with unique rules and structures. You’ll need:
• A compliant SMSF setup
• A bare trust structure for property purchases
• Lenders who specialise in SMSF finance
At CBM Mortgages, we help you navigate the maze with confidence. Whether you’re buying your first SMSF property or refinancing an existing one, we’ll find the right fit.
Explore our investment loan options or learn more about refinancing strategies tailored to your goals.
📞 Ready to Talk SMSF Strategy?
Let’s make your super work smarter. Reach out today for expert advice that’s clear, compliant, and customised to your needs.
👉 Call us on 02 80680534
📧 Or email cr***@**********es.com
Read our lending options here
*Names have been changed for privacy reasons.
⚠️ Disclaimer
This article is for general informational purposes only and does not constitute financial advice. SMSF lending involves complex legal and financial considerations. Always consult a qualified professional before making decisions. CBM Mortgages is not liable for any loss incurred based on the information provided. Loan products and rates are subject to change and lender criteria.
Rewritten by Craig McDonald on 22.08.2025