Is Spring Really the Best Time to Buy Property in 2025?
More Listings, More Competition – What Buyers Need to Know
Spring has long been considered the peak season for real estate in Australia. Sellers spruce up their homes, gardens bloom, and listings flood the market. But while it may seem like the perfect time to buy, spring isn’t always the best season for buyers—especially in a competitive market like Sydney.
At CBM Mortgages, we often remind clients that timing your purchase isn’t just about the season—it’s about your goals, your budget, and the broader market conditions.
Spring Brings More Listings—And More Buyers
According to CoreLogic, spring typically sees a surge in buyer activity, particularly in the final quarter of the year. While this means more homes to inspect, it also means:
- Increased competition
- Higher auction clearance rates
- Upward pressure on prices
In fact, Sydney’s property market in 2025 is expected to grow by 4–6%, driven by strong demand and limited housing supply.
Why Winter Might Be a Smarter Time to Buy
Less Competition, More Negotiation Power
During the cooler months, buyer numbers tend to drop. This gives you:
- More time to inspect properties
- Greater leverage to negotiate on price
- Less pressure to make rushed decisions
As CoreLogic’s John Wright puts it, “Buyers may be better off when there are fewer buyers around in the winter months, at least from the perspective of being able to negotiate hard on price.”
Other Factors That Influence the Best Time to Buy
1. Interest Rates
The Reserve Bank of Australia (RBA) recently cut the cash rate to 4.1%, with further reductions expected later in 2025. Lower rates can boost borrowing power—but they can also drive up demand and prices.
2. Regulatory Changes
Government incentives, lending policy shifts, and planning reforms can all impact your ability to secure finance. Staying informed is key—especially if you’re a first-home buyer or investor.
3. Personal Readiness
Ultimately, the best time to buy is when:
- You’ve saved a solid deposit
- You’ve secured home loan pre-approval
- You’ve found a property that suits your needs and budget
How CBM Mortgages Can Help
At CBM Mortgages, we help buyers:
- Understand their borrowing power
- Compare loan options across multiple lenders. Read our blog on different loan types here
- Navigate seasonal market trends
- Avoid costly delays—like in this case study on settlement penalties
Whether you’re buying in spring, winter, or anywhere in between, we’ll help you make a confident, informed decision.
Let’s Talk About Your Property Plans
Before you hit the open home circuit, speak to our team about how to finance your next move. We’ll tailor a mortgage solution that suits your goals—no matter the season.
Call us today on 02 8068 0534 or get in touch online.
Further Reading:
- Understanding Australia’s Property Cycles in 2025 – Citadel Agency
- 8 Must-Know Trends for Australian Property in 2025 – realestate.com.au
- First Home Buyer Grants – Revenue NSW
- Read our dedicated First Home Buyers page here
Disclaimer:
The information provided in this article is for general guidance only and does not constitute financial or legal advice. It does not consider your personal circumstances. Before making any financial decisions, seek professional advice from a licensed mortgage broker or financial consultant. This content is protected by copyright laws and may not be modified, reproduced, or republished without prior written consent.
Written by Craig McDonald 15/06/2025
