Is a tree or sea change on your horizon?
Is a Tree Change or Sea Change on Your Horizon? Why More Australians Are Moving Away from the City Dreaming of a quieter life surrounded by nature or the ocean? You’re not alone. Many Australians are trading city living for a tree change or sea change—and for good reason. But before you pack your bags, […]
Why three-in-four Aussies use a Mortgage Broker
Are Mortgage Brokers Really at War with the Banks? Here’s the Truth Brokers vs Banks? Not Quite. You may have seen headlines suggesting a “war” between mortgage brokers and the big banks. But let’s set the record straight: our mission has always been to put you first—and that hasn’t changed. In fact, more Australians than […]
First home buyers turn to Bank of Nan and Pop
How Aussie Grandparents Are Helping First Home Buyers Step Into the Property Market A new generation of generosity: from birthday money to house deposits We all remember the little joys our grandparents used to bring—whether it was slipping us a tenner for ice cream or surprising us with a new toy. But today, many Australian […]
Buying ‘subject to finance’
Making an Offer ‘Subject to Finance’: What You Need to Know Protecting Yourself When Buying a Home Falling in love with a dream property only to struggle with loan approval is a nightmare scenario for any homebuyer. 📌 If you back out of a contract due to loan rejection, you could lose your deposit—unless your […]
Why your borrowing power might soon get a lift
How the Stage 3 Tax Cuts Could Boost Your Borrowing Power Who doesn’t love a tax cut? From 1 July, millions of Australians will see extra savings in their tax bills—but that’s not the only good news. These Stage 3 tax cuts could also give your borrowing power a much-needed lift, helping you buy a […]
How to know if you’re paying a fair price
We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and paying too much in the process. Buying a home is an exciting prospect, but it’s perfectly natural to have a big dose of nerves given that you’re likely committing […]
Can you remember your home loan interest rate?
Why You Should Keep Track of Your Home Loan Rate Are You Paying More Than You Should? Where you left your car keys, last season’s footy champion, or the name of New Zealand’s prime minister—these are all socially acceptable things to forget. But your home loan rate shouldn’t be on that list. Considering mortgage repayments […]
Owners an extra $71,000 richer (on average!)
You may not feel richer, but if you’re a homeowner, there’s a decent chance your personal wealth has surged over the past 12 months thanks to soaring property values. And it could open up a world of exciting possibilities. Sometimes you’ve just got to shake your head in disbelief at the resilience of the property […]
They’re back! Why property investors are back
Property Investors Are Back – What It Means for the Market in 2024 Property investment is surging once again, with lenders issuing record-high home loans to investors. As we move through 2024, this renewed interest could shape the market, bringing more competition, higher rental yields, and fresh opportunities for those looking to build wealth through […]
When will the next RBA cash rate call be made?
RBA Keeps Rates Steady – What’s Next for Homeowners? Great news for borrowers! The Reserve Bank of Australia (RBA) has kept the cash rate steady at 4.35% in February, offering some relief amidst ongoing cost-of-living pressures. But with fewer RBA meetings in 2024, what does this mean for interest rates moving forward? Let’s break it […]