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CBM Mortgages in the News

Craig McDonald and CBM Mortgages are regularly quoted in Australian media on home loans, borrowing power, refinancing, interest rates and the property market. Explore media coverage and expert commentary featuring CBM Mortgages.

FEATURED MEDIA

news.com.au

21 October 2025

How side-hustle income can affect home-loan borrowing power

Craig McDonald explains how lenders assess side-hustle and secondary income, including why an applicant’s income history can affect borrowing capacity and home-loan approval.

Nine.com.au

Craig McDonald discusses declining home-loan activity, delayed property purchases and the increasing importance of refinancing during a quieter Australian property market.

news.com.au

Craig McDonald explains how lender retention teams operate and why existing borrowers may need to push beyond a bank’s first rate offer.

The Australian

Craig McDonald explains why fixed-rate borrowers should compare alternative offers and negotiate with their lender before reverting to a higher variable rate.

news.com.au

Craig McDonald explains why lender readiness and a shorter settlement period can give some purchasers an advantage in a competitive property market.

The Adviser Broker’s Guide to Innovation, November 2022

Craig McDonald discusses document collection software, bank-statement collection and technology that can help brokers provide a smoother and more efficient client experience.

news.com.au

Craig McDonald explains how tax-return and notice-of-assessment delays can leave eligible first-home buyers waiting to proceed under the First Home Guarantee.

More Media Coverage

news.com.au

30 November 2024

Why banks may decline finance for a high-density apartment

Craig McDonald explains why lender and mortgage-insurer policies can restrict borrowing for apartments in high-density postcodes, even where an applicant otherwise appears eligible.

news.com.au

12 August 2025

How rate cuts can increase urgency among home buyers

Craig McDonald discusses how falling rates and rising property prices can prompt prospective buyers to increase pre-approvals and move more quickly.

The Australian

15 December 2023

Why banks change mortgage rates independently of the RBA

Craig McDonald explains how lenders adjust mortgage pricing to compete for borrowers, including when the Reserve Bank of Australia has not changed the cash rate.

news.com.au

8 July 2025

How borrowers can avoid becoming “house poor”

Craig McDonald explains why borrowers should consider their lifestyle, repayment buffer and exposure to future interest-rate changes before borrowing at their maximum capacity.

The Australian

5 December 2022

Why borrowers were choosing variable rates over fixed loans

Craig McDonald explains why borrowers were favouring variable or split loans and why customers approaching fixed-rate expiry should compare competing lender offers.

The Australian

18 August 2022

Why lenders were competing for borrowers approaching fixed-rate expiry

Craig McDonald explains how lenders were revising variable-rate products to attract customers approaching the end of fixed-rate periods.

The Australian

15 January 2023

How NSW property policies could affect first-home buyers

Craig McDonald examines how proposed NSW stamp-duty thresholds could affect first-home buyers depending on their budget and preferred location.

Mortgage commentary grounded in client experience

Craig McDonald is the Director of CBM Mortgages, a Sydney mortgage broking business assisting clients with home loans, refinancing, investment lending and first-home buyer finance.

Craig provides practical commentary on borrowing power, lender policy, refinancing, interest-rate movements, property finance and the issues affecting Australian borrowers.

Media enquiries

Craig McDonald is available to provide informed commentary on Australian home loans, mortgage broking, refinancing, interest rates, first-home buyers, lending conditions and property finance.

Journalists and producers seeking practical mortgage and lending commentary can contact CBM Mortgages for media enquiries.

Looking for mortgage advice?

Whether you are buying your first home, refinancing, investing or reviewing your current loan, CBM Mortgages can help you understand your options.

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